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tedski · 04-10-2008, 04:38 PM

Any of you have used or currently using Canadian Direct as your insurance company for optional insurance instead of ICBC? Comments and experience to share?

My house insurance and 2 car insurance are coming up due, I am think of giving them a shot.

Thanks

Ted

djlehal · 04-10-2008, 05:51 PM

They may have the lowest price for insurance and there is reason for that. They will insure any risk but when it come down to putting in a claim you will find out why the cost of the insurance is so low.
For Auto Insurance CDI have their own labour rate and a lot of body shops will charge the vehicle owner the difference in the labour rate or not take on the job.

Try CNS, BCAA, or Family for insurance.

JimB · 04-10-2008, 06:05 PM

I was speaking to a friend who owns a body shop in town and he said there are only two shopes in town (not his) who will handle Canadian Direct claims. They are so bad they will say things like don't remove anything, but rather mask it off.
You get the idea...
Cheers,
jim

tedski · 04-10-2008, 11:38 PM

Wow.......... thanks for the insight. I guess is a no go for CDI

Thanks

Ted

Al Canuck · 04-11-2008, 02:17 AM

My mom has been insured with CDI for years now, and not had a problem so far.

I looked into them for my Volvo, a couple years ago. It was an 06 V50 AWD. CDI was actually MORE expensive than ICBC in that case.

Al

Bimmerhead · 04-11-2008, 04:21 PM

Ing Direct also has private coverage. I heard they are very good. Talk to your insurance broker about them

redhatpat · 04-12-2008, 09:56 AM

Al, has your Mom had to make a claim with CDI?

Personally, I'd never take my insurance to a company that I couldn't deal with face to face if I needed to.

geegee · 04-12-2008, 10:31 AM

I have been using Family for 8 years,they are the best I have ever experienced.They use certain body shops to do their estimates.Once they estimate is done youcan have them do the work or take you car to any shop of your choice.

04-10-2008, 04:38 PM	#1 (permalink)
tedski Senior Member Supporting Member Name: Ted Joined: May 2007 From: Richmond Posts: 115 iTrader: 0 Thanks: 0 2 Times in 1 Post	Canadian Direct Insurance Any of you have used or currently using Canadian Direct as your insurance company for optional insurance instead of ICBC? Comments and experience to share? My house insurance and 2 car insurance are coming up due, I am think of giving them a shot. Thanks Ted

04-10-2008, 05:51 PM	#2 (permalink)
djlehal newbie Joined: Mar 2004 From: Richmond Posts: 15 iTrader: 0 Thanks: 0 0 Times in 0 Posts	Don't do it! They may have the lowest price for insurance and there is reason for that. They will insure any risk but when it come down to putting in a claim you will find out why the cost of the insurance is so low. For Auto Insurance CDI have their own labour rate and a lot of body shops will charge the vehicle owner the difference in the labour rate or not take on the job. Try CNS, BCAA, or Family for insurance.

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04-10-2008, 06:05 PM	#3 (permalink)
JimB Member Joined: Sep 2007 From: Victoria Posts: 98 iTrader: 0 Thanks: 0 3 Times in 2 Posts	I was speaking to a friend who owns a body shop in town and he said there are only two shopes in town (not his) who will handle Canadian Direct claims. They are so bad they will say things like don't remove anything, but rather mask it off. You get the idea... Cheers, jim

04-10-2008, 11:38 PM	#4 (permalink)
tedski Senior Member Supporting Member Name: Ted Joined: May 2007 From: Richmond Posts: 115 iTrader: 0 Thanks: 0 2 Times in 1 Post	Wow.......... thanks for the insight. I guess is a no go for CDI Thanks Ted

04-11-2008, 02:17 AM	#5 (permalink)
Al Canuck Banned Name: Al Joined: Jul 2005 From: Surrey, BC Posts: 1,850 iTrader: 0 Thanks: 4 3 Times in 3 Posts	My mom has been insured with CDI for years now, and not had a problem so far. I looked into them for my Volvo, a couple years ago. It was an 06 V50 AWD. CDI was actually MORE expensive than ICBC in that case. Al

04-11-2008, 04:21 PM	#6 (permalink)
Bimmerhead Senior Member Joined: Sep 2007 From: Surrey Posts: 120 iTrader: 0 Thanks: 0 0 Times in 0 Posts	Ing Direct also has private coverage. I heard they are very good. Talk to your insurance broker about them

04-12-2008, 09:56 AM	#7 (permalink)
redhatpat Senior Member Joined: Feb 2006 From: Pitt Meadows Posts: 866 iTrader: 0 Thanks: 2 1 Time in 1 Post	Al, has your Mom had to make a claim with CDI? Personally, I'd never take my insurance to a company that I couldn't deal with face to face if I needed to.

04-12-2008, 10:31 AM	#8 (permalink)
geegee newbie Joined: Sep 2007 From: delta Posts: 16 iTrader: 0 Thanks: 0 0 Times in 0 Posts	I have been using Family for 8 years,they are the best I have ever experienced.They use certain body shops to do their estimates.Once they estimate is done youcan have them do the work or take you car to any shop of your choice.

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